Insurance – Pulpaddict

Top 10 cheapest cars to insure with temporary insurance

With the average cost of annual car insurance hitting a record high of £924 last month, more drivers are considering switching to borrowing vehicles instead, claims a leading temporary car insurance provider.

According to Cuvva, UK drivers bought more than 2.5 million short-term policies last year via its app.

Now Cuvva has analysed the one-hour policies sold (more than 600,000) to uncover which cars are the cheapest to insure for an hour with temporary car insurance.

On average, each of these cars can be insured for less than £13 an hour. And while the Ford Ka comes in as the cheapest car to insure, there are also some larger and more premium cars among the Top 10.

Temporary car insurance lets drivers borrow cars from friends and family quickly and simply, so there’s no need for drivers to own a car in order to drive one. As a separate comprehensive policy, the car owner’s insurance and no claims bonus is protected if something were to happen.

Top 10 cheapest cars to insure with temporary insurance

Ford KA – £12.05/hr
Fiat 500 – £12.15/hr
Mini One – £12.16/hr
Citroen Berlingo – £12.30/hr
Citroen C1 – £12.31/hr
Vauxhall Meriva – £12.36/hr
Kia Sportage – £12.48/hr
Volkswagen Touran – £12.50/hr
Peugeot 107 – £12.53/hr
Mini Cooper – £12.56/hr

“More and more drivers are choosing to borrow cars from friends and family to get around because it’s affordable,” said Darryl Bowman from Cuvva.

“The type of car you choose to drive can make a big difference to the price you pay for your insurance too.”

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Five most common driving offences revealed

Gareth Herincx

1 day ago
Auto News

Speeding remains the most common offence on British roads with almost 200,000 people caught between January and March this year alone, according to the latest data.

A Freedom of Information request by leading temporary car insurance provider Cuvva to the Driver and Vehicle Licensing Agency (DVLA) highlighted the top five mistakes drivers made in the first quarter of 2023 that resulted in penalty points being added to their licence.

Most drivers issued with penalty points for exceeding the limit on public roads (156,457) were hit with an SP30 offence code – particularly worrying because speed is one of the main factors in fatal road accidents.

After speeding, the next most common offence was driving uninsured. Despite it being a legal requirement, the data shows a staggering 10,286 drivers took to the road without cover (IN10).

If you are caught driving a car uninsured in the UK, you could be faced with a fixed penalty of £300 and six penalty points. If the case goes to court, you could get an unlimited fine or even lose your driving licence.

In some cases, the police have the ability to seize or even destroy the car that is being driven uninsured.

Using a mobile phone at the wheel (CU80) is one of the fastest rising driving offences (35% up on the same period last year). This reflects a crackdown after changes to the Highway Code last year made it illegal to even touch your phone while driving. That includes browsing playlists when queueing in traffic.

The fifth most-common driving offence that led to penalty points was for car owners failing to give information regarding who was driving their car when an offence was committed (MS90).

Five most common road offences

SP30: Exceeding statutory speed limit on a public road – 156,457 drivers
SP50: Exceeding speed on a motorway – 38,386 drivers
IN10: Using a vehicle uninsured against third party risks – 10,286 drivers
CU80: Breach of requirements as to control of the vehicle, such as using a mobile phone – 7,135 drivers
MS90: Failure to give information as to identity of driver etc – 5,224 drivers

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Top 20 cheapest cars to drive in the UK

Home / Auto News / Top 20 cheapest cars to drive in the UK

Gareth Herincx

2 days ago
Auto News

New research by comparison site Uswitch has revealed the cheapest cars to run, breaking down the annual running costs of the country’s most popular motors.

Knowing how much it’s going cost to run a car each year is an important part of any purchase decision, so the study calculated the cost per mile (CPM) and annual running cost (including fuel, insurance, road tax and miles per gallon) against the UK’s average mileage (7,400 miles).

Top 20 cheapest cars to run each year in the UK

Rank	Vehicle	Total Annual Running Cost	Average Cost Per Mile
1	Kia Picanto	£1,372.63	£0.19
2	Citroen C1	£1,383.50	£0.19
3	Peugeot 108	£1,405.32	£0.19
4	Toyota Aygo	£1,418.58	£0.19
5	Toyota Yaris	£1,420.18	£0.19
6	Hyundai i10	£1,439.55	£0.19
7	Toyota Corolla	£1,443.84	£0.20
8	Toyota Prius	£1,446.27	£0.20
9	Fiat 500	£1,448.96	£0.20
10	Suzuki Swift	£1,458.33	£0.20
11	Fiat Panda	£1,467.62	£0.20
12	Volkswagen UP!	£1,481.03	£0.20
13	Honda Jazz	£1,487.20	£0.20
14	Hyundai i20	£1,495.95	£0.20
15	Dacia Sandero	£1,502.50	£0.20
16	Skoda Fabia	£1,510.75	£0.20
17	Kia Ceed	£1,513.12	£0.20
18	Renault Megane	£1,516.57	£0.20
19	Ford Fiesta	£1,526.51	£0.21
20	Mazda 2	£1,526.99	£0.21

“When buying a new car there are many factors that have to be taken into account before making a final decision on which make and model to purchase,” said Joel Kempson, car insurance expert at Uswitch.com.

“However, undoubtedly the most important factor is the costs that come with purchasing a vehicle, not only the cost of the car itself but also the extra cash needed to run it day to day.

“According to our cost per mile (CPM) calculation, the Kia Picanto is the most affordable car to run per mile, making the vehicle a great choice for drivers wanting to save money over the long term.”

Tags cheapest cars citroen c1 cost of motoring fuel Insurance Kia Picanto Peugeot 108 running costs Toyota Aygo Toyota Yaris Uswitch

Gareth is a versatile journalist, copywriter and digital editor who’s worked across the media in newspapers, magazines, TV, teletext, radio and online. After long stints at the BBC, GMTV and ITV, he now specialises in motoring.

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Vehicle thefts down during the pandemic

Gareth Herincx

2 days ago
Auto News

The total number of stolen vehicles in the UK dropped by nearly 15% in 2020 while many of us were at home and able to watch over our cars due to the pandemic, according to new research.

Insurer comparethemarket.com analysed data from 26 police forces, revealing that 61,743 vehicles were stolen over the last two years – 28,454 in 2020, compared to 33,289 in 2019.

Overall, the West Midlands fell victim to the most crimes in the past two years. However, it’s Birmingham West that ranks top for the total number of offences, despite thefts in 2020 decreasing by nearly 21% compared to 2019.

While theft rates in Liverpool, Sheffield and Birmingham East also decreased last year, Doncaster saw thefts increase by 8%.

Top 10 vehicle theft hotspots

Rank	Location	2019 thefts	2020 thefts	Total
1	Birmingham West	1,730	1,375	3,105
2	Liverpool	1,276	1,062	2,338
3	Sheffield	1,199	1,123	2,322
4	Birmingham East	1,050	991	2,041
5	Doncaster	739	796	1,535
6	Sandwell	726	748	1,474
7	Brighton and Hove	672	590	1,262
8	Rotherham	557	615	1,172
9	Luton Borough	679	486	1,165
10	Coventry	506	608	1,114

Range Rover and Land Rover topped the league table for the most stolen and recovered vehicles across the UK.

Read the full breakdown of the Top 20 theft hotspots and tips on keeping your vehicle safe…

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