Things To Consider Before Buying a Second Motorbike

Once you have invested in your first motorbike and experienced the thrill of riding, it can be tempting to expand your collection with a second bike. But before you take the plunge and purchase another motorbike, here are a few things you should consider.

How will it benefit you?

Consider how often you use your motorbike, and what kind of journeys you use it on – this will firstly allow you to determine whether a second motorbike is a worthwhile investment, and if so what type of motorbike would be the most beneficial.

For example, if you use your standard bike for commuting to and from work every day, you might invest in a touring bike that is better suited to leisurely rides on a weekend. On the other hand, if your main vehicle is a car and you already have a motorbike for leisure, purchasing a third vehicle might not be the right choice for you.

That said, buying a second motorbike ‘just because’ can be reason enough, if you have the money of course. The second bike can start your journey towards being a motorcycle collector – just be clear in your motivations and long-term expectations.

Type of bike

There are a multitude of different types of motorbike on the market, from a range of well-respected brands. It is crucial to do your research into what is out there so that you can be rest assured that you made an informed decision on the option that is best for you.

Some of the most popular types of bike include standard, cruiser, touring, dual-purpose, and off-roaders. You can also get a chopper, enduro, ATV, street, naked, sports or sports tourer, scooter, and more – it all depends on your personal preference.

Of these, the most popular and highly regarded motorbike manufacturers in the UK include Triumph, Yamaha, Ducati, Honda, Harley-Davidson, Zero, BMW, Kawasaki, Asprilla, and Royal Enfield.


It might go without saying, but the type, brand, and quality of your second motorbike will likely be dictated by the amount of cash you have available to spend. Whether you purchase the bike outright or repay monthly finance instalments, it is crucial to ensure that you can afford the expenditure.

To do so, you will want to understand exactly how much money you have coming in, how much you have in savings, and how much you spend on rent, mortgage, utility bills, food, and so on, every month. To help you, there are some free Government budget planning resources to assist you with planning your finances.

Even if you find that you will have a lower budget, however, this does not mean that you will be limited in choice. You can find a wide range of good quality second hand bikes for a reasonable price if you know what you are looking for, so don’t be afraid to shop around until you find the right deal. 


In addition to the cost of the bike itself, you will also need to budget for insuring your new motorbike, too. The cost of the insurance will depend on (but is not limited to) your age, location, and riding history, the cost, power, and popularity of the bike, how often and how far you will ride, the number of named riders, your voluntary excess, and the level of cover you require.

Of course, this will mean that you will be required to insure two separate motorcycles – and these costs can add up. However, if you will be the only named rider on the policies, a more cost effective option might be to consider multi bike insurance.

Multi bike insurance has the rationale that one person cannot ride more than one bike at one given moment. This reduces the road risk of the other bikes on the policy. Subsequently, the premium is based on the most expensive motorcycle, and any additional bikes will benefit from significant cost savings.

Storage space

Before you purchase your new motorbike, it is important to determine where you will store it. It goes without saying that you won’t be able to ride both at the same time, so you might consider whether there is room in your garage for the one you aren’t using – or indeed for both of them to be safely stored overnight.

Where you store your bike will also impact your insurance, too. If you have to park it on the road, it might be more liable to damage or theft, and thus can be subject to higher premiums.

By considering these things before making any purchase, you can ensure that you get the best motorbike for your money, and that it will be a worthwhile investment for exciting future rides.