Tag: temporary car insurance

With the average cost of annual car insurance hitting a record high of £924 last month, more drivers are considering switching to borrowing vehicles instead, claims a leading temporary car insurance provider.

According to Cuvva, UK drivers bought more than 2.5 million short-term policies last year via its app.

Now Cuvva has analysed the one-hour policies sold  (more than 600,000) to uncover which cars are the cheapest to insure for an hour with temporary car insurance.

On average, each of these cars can be insured for less than £13 an hour. And while the Ford Ka comes in as the cheapest car to insure, there are also some larger and more premium cars among the Top 10.

Temporary car insurance lets drivers borrow cars from friends and family quickly and simply, so there’s no need for drivers to own a car in order to drive one. As a separate comprehensive policy, the car owner’s insurance and no claims bonus is protected if something were to happen.

Top 10 cheapest cars to insure with temporary insurance

1. Ford KA – £12.05/hr
2. Fiat 500 – £12.15/hr
3. Mini One – £12.16/hr
4. Citroen Berlingo – £12.30/hr
5. Citroen C1 – £12.31/hr
6. Vauxhall Meriva – £12.36/hr
7. Kia Sportage – £12.48/hr
8. Volkswagen Touran – £12.50/hr
9. Peugeot 107 – £12.53/hr
10. Mini Cooper – £12.56/hr

“More and more drivers are choosing to borrow cars from friends and family to get around because it’s affordable,” said Darryl Bowman from Cuvva.

“The type of car you choose to drive can make a big difference to the price you pay for your insurance too.”